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Old 13-02-2017, 04:33 PM
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turbopete turbopete is offline
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Default insurance company wont send anything in writing

ok heres a bit of a query. ive had prices (not quotes as such) over the phone from numerous insurers/brokers to see how they compare for price. 1 particular well known broker (not sure if I can name names here) who specialise in modified cars etc (mine isn't) has come back with a VERY good price. HOWEVER ive only just started the process and would like to get other companies including my current insurer (forum sponsor) the chance to match or beat my price I have been given.

THIS is where my problem is. the company that gave the good price over the phone will NOT send anything in writing, so I'm struggling to get anyone to try to better their 'menu' prices, including my current insurance team.

anyone got any suggestions?
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Old 13-02-2017, 08:41 PM
umblecumbuz umblecumbuz is offline
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Will they email you if you phone again and ask them to?

Umble
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Old 14-02-2017, 07:27 AM
Frontstep Frontstep is offline
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They know the game, playing one off against the other isn't new.

Just tell them x has quoted y they will either match, beat it or leave it.

As with all purchases its not price its value that rules "you don't get what you pay for" so often with Insurance.

My home Insurance from the same company is so much better when taken out online this time last renewal it wasn't.
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Old 14-02-2017, 08:26 AM
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DREAMER NO2 DREAMER NO2 is offline
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Thats is not right as i have found .I need to get my NCB just the same .I want my no claims bonus total up to date. So i can get another quote
I was cought out when i looked for insurance to be told i would have to start afresh. The reason was, As i had sold my car , and i did not owne one for 12 monthes . That i would have to start all over again .So i lost all my no claimes bonus after 5o years with out a claim. Even though i was insured on the wifes insurance to drive her Z350 .
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Old 14-02-2017, 12:30 PM
grahamcol grahamcol is offline
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Bloody robbing insurance companies !
Like I read somewhere once, at least Duck Turpin had the decency to wear a mask !!!
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  #6  
Old 14-02-2017, 12:37 PM
Frontstep Frontstep is offline
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Quote:
Originally Posted by DREAMER NO2 View Post
Thats is not right as i have found .I need to get my NCB just the same .I want my no claims bonus total up to date. So i can get another quote
I was cought out when i looked for insurance to be told i would have to start afresh. The reason was, As i had sold my car , and i did not owne one for 12 monthes . That i would have to start all over again .So i lost all my no claimes bonus after 5o years with out a claim. Even though i was insured on the wifes insurance to drive her Z350 .
Two years is the norm before NCB is lost some three years so you should be able to get that back.
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Old 14-02-2017, 03:32 PM
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Quote:
Originally Posted by Frontstep View Post
They know the game, playing one off against the other isn't new.

Just tell them x has quoted y they will either match, beat it or leave it.

As with all purchases its not price its value that rules "you don't get what you pay for" so often with Insurance.

My home Insurance from the same company is so much better when taken out online this time last renewal it wasn't.
on paper, at least, the 2 policies were similar, but it grieves me having to pay 50 extra! current insurers wont price match without proof and all I can give them is a photo of a text message at best sent today, with a reference number
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previous: W203 C220 CDi manual (sold and missed) W210 E300 TURBODIESEL (gone), W202 C250 TURBODIESEL manual (R.I.P (fire)), W202 C220 DIESEL manual (my 1st merc. R.I.P.),
mk3 Fiesta, mk3,4&7 Escorts, mk2 Orions, Sierra Sapphire mk2, mk3 Granada ghia, Transit, Metro, Citroen zx, mk1 Cortina, Puma, Focus, Mondeos, among others (mostly Ford)........
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Old 15-02-2017, 09:41 AM
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ChrisKnottIns ChrisKnottIns is offline
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That might be enough
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MBO Insurance - powered by Chris Knott Insurance
Call for your quote on 0800 028 6463 (or 01424 205073 - cheaper for mobiles)
Please quote REF 530 for MBO club members or 531 for non-members.
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Old 15-02-2017, 10:37 AM
rorywquin rorywquin is offline
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Quote:
Originally Posted by DREAMER NO2 View Post
Thats is not right as i have found .I need to get my NCB just the same .I want my no claims bonus total up to date. So i can get another quote
I was cought out when i looked for insurance to be told i would have to start afresh. The reason was, As i had sold my car , and i did not owne one for 12 monthes . That i would have to start all over again .So i lost all my no claimes bonus after 5o years with out a claim. Even though i was insured on the wifes insurance to drive her Z350 .
I have a similar issue - I have not ever had an insurance claim (driving for 46 years) where I was at fault (3 where others were). I have not had a car for going on two years now & my wife currently has the only car in the family for which, I am a nominated driver which does not count towards keeping my NCB valid (quite convenient for the insurance companies so that they can charge me more when I do get a car). However, if I was to have an accident in my wife's car, I bet it will impact her NCB.

Insurance companies will gouge you whenever and wherever they can!
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  #10  
Old 15-02-2017, 03:29 PM
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Quote:
Originally Posted by ChrisKnottIns View Post
That might be enough
ok ill send it through then
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previous: W203 C220 CDi manual (sold and missed) W210 E300 TURBODIESEL (gone), W202 C250 TURBODIESEL manual (R.I.P (fire)), W202 C220 DIESEL manual (my 1st merc. R.I.P.),
mk3 Fiesta, mk3,4&7 Escorts, mk2 Orions, Sierra Sapphire mk2, mk3 Granada ghia, Transit, Metro, Citroen zx, mk1 Cortina, Puma, Focus, Mondeos, among others (mostly Ford)........
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