The Pan Man
Senior Member
- Joined
- Sep 27, 2004
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- Location
- Warwickshire
- Your Mercedes
- 2008 E 500 A/G Classic colour combination.
This topic came up yesteray lunchtime, and after reading HERBIEMERCMAN's post I thought that it would raise some sensible answers.
So here is the scenario any user of full size motorcycles and cars and possibly other vehicles has one driving licence, However he or she will be paying insurance on all the vehicles that they ride / drive. Now if there is any form of traffic offence it applies to the licence and not the "Group" Likewise any accident has to reported to all the incuranse companies and may affect your future premiums on all policys. Now looking on the practical side if ones licence was per "Group" i.e. 1 For car and 1 For Motorcycle then any convictions or accidents shoul apply to the licence "Group" or alternativly only one insurance premium should be payable to cover all veichles. I know this would only apply to single user policys but there must be some reasons here. I think it's just another way of getting extra money out of the road users.
Please discuss.
On one of the motorcycle site that I visit someone has made up a tax disc holder that reads "YESM I HAVE PAID MY ROAD TAX NOW GO FIX SOME POTHOLES" I wish they were in production somewhere.
So here is the scenario any user of full size motorcycles and cars and possibly other vehicles has one driving licence, However he or she will be paying insurance on all the vehicles that they ride / drive. Now if there is any form of traffic offence it applies to the licence and not the "Group" Likewise any accident has to reported to all the incuranse companies and may affect your future premiums on all policys. Now looking on the practical side if ones licence was per "Group" i.e. 1 For car and 1 For Motorcycle then any convictions or accidents shoul apply to the licence "Group" or alternativly only one insurance premium should be payable to cover all veichles. I know this would only apply to single user policys but there must be some reasons here. I think it's just another way of getting extra money out of the road users.
Please discuss.
On one of the motorcycle site that I visit someone has made up a tax disc holder that reads "YESM I HAVE PAID MY ROAD TAX NOW GO FIX SOME POTHOLES" I wish they were in production somewhere.