E63 Insurance Go Compare v Money Supermarket

[A.J.]

That can reduce the premium by quite a bit.

My Granddaughter added her Partner to her policy and it went up £30. He has a clean driving record too, they both have. She is 24 and he is 26, both professional people.

 

[Ron240]

I believe that adding a named driver to a policy has the greatest chance of reducing the premium when the policy holder is young and/or inexperienced and the named driver is older with a good driving record.
A perfect example of this is when a young person adds a parent to their policy and the premium becomes cheaper. The reason for this is that the driving is assumed to be shared so there is less risk to the insurance company when the parent is driving.
Generally speaking though when adding a named driver to a policy where the holder has a proven good record the cost will either stay the same or most likely increase. The more people who drive a car the greater the risk to an insurance company.

 

[Paul Garrett]

I believe that adding a named driver to a policy has the greatest chance of reducing the premium when the policy holder is young and/or inexperienced and the named driver is older with a good driving record.
A perfect example of this is when a young person adds a parent to their policy and the premium becomes cheaper. The reason for this is that the driving is assumed to be shared so there is less risk to the insurance company when the parent is driving.
Generally speaking though when adding a named driver to a policy where the holder has a proven good record the cost will either stay the same or most likely increase. The more people who drive a car the greater the risk to an insurance company.

I once asked Hastings how much to put my wife on my policy? It was double!! Huh? Maybe because she is Polish and only driven here 8 years? So not much driving history here? , anyway the amount of times she would drive the beast is maybe a couple of times a year so not worth it, plus she would be a bit wary of driving it as she would be scared of pranging it and writing it off, she had a Merc in Poland but nothing like the power and performance like my one so she happy to not drive it

 

[sonic]

I am mid 70's & I am on my sisters & sister in laws car insurance. Both late 60's & single, reduced the premium on both.

 

[JBell]

Just got my renewal through from Hastings

Last year £335

This year £329

Lloyds (via moneysupermarket) £250