Investment options?

[digisatman]

Hi all,

I am 50 and have £30,000 to invest, and can tie it up for 5 years, I can put it in a savings account and earn about 4% intrest/year. But I am looking to get a better return, please dont advise me to buy another merc!

Everyone please give me some guidance

Thanks,

digi

 

[oldcro]

Hi all,

I am 50 and have £30,000 to invest, and can tie it up for 5 years, I can put it in a savings account and earn about 4% intrest/year. But I am looking to get a better return, please dont advise me to buy another merc!

Everyone please give me some guidance

Thanks,

digi

Premium bonds.

 

[tel999]

Hi
Any long term investment will give you 6.75%.
Cash isa's
1996 to 1999 Lexus LS400's.They have never been lower, reconed to be one of the best cars in the world,300,000 miles no problem and can be purchased with full history from £2500.
Invest it in an American RV and spend the 5 years driving the dream......
Regards
Tel

 

[television]

My Premium Bonds (30k) have produced 3.25% over 8 months, no one knocked on my door yet (9am on the 1st).

Other accounts I can get 6.5% with ease, and a chance of it going up again

 

[100%Bitch]

Come and see me - it's my job. None of my clients have been let down by any of my advice.

 

[Mr Teddy Bear]

Buy yourself a nice SL, spend the rest on holidays and Blondes............
cant spend it when your dead and it aint much use when your old:One Life Live It!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

 

[television]

Buy yourself a nice SL, spend the rest on holidays and Blondes............
cant spend it when your dead and it aint much use when your old:One Life Live It!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

I am old and I enjoy my SL and every thing that I buy now is worth 40% more with inheritance tax

 

[Mr Teddy Bear]

now let me think about that one...................
Are you taking advice from Helen, Malcolm?

 

[television]

now let me think about that one...................
Are you taking advice from Helen, Malcolm?

Sadly Teddy Bear I have tried long and hard with Helen, but the thought of her in a 911 changes things

 

[100%Bitch]

Sadly Teddy Bear I have tried long and hard with Helen, but the thought of her in a 911 changes things

Aw, come on guys, I only said I was thinking about it. I may well still end up with an SL yet as I don't know if I can live without my luxeries. Do n't resign me to the scrapheap yet.

 

[television]

Aw, come on guys, I only said I was thinking about it. I may well still end up with an SL yet as I don't know if I can live without my luxeries. Do n't resign me to the scrapheap yet.

Driving back from Watford yesterday in the SL does drive home the luxury angle, all I needed was someone in the passenger seat

 

[MikeCoupe]

Get on the stock market. In 2-3 years I've made £30K from £50Ks worth of shares. I have a broker who takes a very very small cut. I think its tied up with my Grandad's accounts, but still thats a good return!

If you have the time to watch it yourself you can make some serious money.

 

[100%Bitch]

Get on the stock market. In 2-3 years I've made £30K from £50Ks worth of shares. I have a broker who takes a very very small cut. I think its tied up with my Grandad's accounts, but still thats a good return!

If you have the time to watch it yourself you can make some serious money.

Sounds great if you're a Stock Jockey , but it's not serious investment behaviour.

 

[Ade W124]

Black 13



pay off the mortgage (if you haven't already).

 

[MikeCoupe]

lol. If you're careful its not so bad. You can make money on those little crashes we had the other week. But I suppose you need to keep an eye on it constantly. Hence why I have a good broker

 

[davidsl500]

My Premium Bonds (30k) have produced 3.25% over 8 months, no one knocked on my door yet (9am on the 1st).

Better than mine Malcolm, mine have yielded a miserley 2.57% this year. But there is always the chance of hitting the big one !

I am advised that the chances are better investing the premo bonds cash in a high interest monthly account and buying Irish Lottery Tickets with the interest!

 

[100%Bitch]

I am advised that the chances are better investing the premo bonds cash in a high interest monthly account and buying Irish Lottery Tickets with the interest!

100% correct.

 

[television]

Better than mine Malcolm, mine have yielded a miserley 2.57% this year. But there is always the chance of hitting the big one !

I am advised that the chances are better investing the premo bonds cash in a high interest monthly account and buying Irish Lottery Tickets with the interest!

When I moved to Sweden I put the max into premium bonds, the numbers I had paid out on average £200 a month, I cashed them in on moving back to the UK and bought some more after the move, they paid out next to nothing, almost as miserable as the ones that I have now.

 

[kth286]

digi

Risk verses Reward, it's always a dilema.

What makes you think that 4% after tax is unreasonable in today's environment ?

Of course the real return should be calculated AFTER deducting inflation at (say) 2% per annum.

 

[100%Bitch]

digi

Risk verses Reward, it's always a dilema.

What makes you think that 4% after tax is unreasonable in today's environment ?

Of course the real return should be calculated AFTER deducting inflation at (say) 2% per annum.

There's no dilemma with sensible advice.

I personally think 4% is crap and am able to provide investments with a much better rate.

I would agree with the last statement if real rates were used.