Remapped cars and insurance

Carabosse

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Your Mercedes
C300 AMG Sport Line Premium Plus Coupe (C205)
My current car (BMW 335i coupe) has had modifications done to it, including increases - via engine management - of 64bhp/112Nm torque and limited slip diff fitted. These mods were declared to my insurer and are taken into account in my premium. As mentioned elsewhere on the forum my BMW is to be replaced very soon with a Merc E350CDI Sport Coupe - 265bhp/620Nm version.

Despite power being 100bhp down on the BMW my insurer wants the exactly same premium for the unmodded Merc as for the modded BMW... apparently on the basis that the value is much higher (BMW is coming up to 7 years old).

I am very interested in GAD's tuning and their ability, it seems, to get 310bhp/750Nm out of the 350CDI engine. But, no doubt, my insurer would load what is already quite a heavy premium.

Can anyone suggest an insurer who might be suitable for my new E-class coupe, if I decide to get GAD to work their magic on the car? :)
 

Developer

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S212 E63 S 5.5 biturbo
I've stuck with Aviva for my Brabus chipped car and the premium increases by around 10%.

In shopping around I had a number of declines, due to the chip.
 

GAD Tuning LTD

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Mercedes AMG GTS - GLS350d
I know that Adrian flux deal with modified vehicles, we had a customer with a 2012 Alfa 1.9 JTDM he informed Adrian Flux about having performance tuning and his stayed the same because of his honesty and the fact they specialise in modified vehicles.

Regards

Anthony @ GAD
 
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Carabosse

Carabosse

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I know that Adrian flux deal with modified vehicles, we had a customer with a 2012 Alfa 1.9 JTDM he informed Adrian Flux about having performance tuning and his stayed the same because of his honesty and the fact they specialise in modified vehicles.

Regards

Anthony @ GAD

I omitted to mention that I'm currently with Adrian Flux.

Anthony - you are spot on! :D I phoned them just now and pointed out that even after the GAD remap the E350CDI would still be producing 56bhp less than my current modded BMW 335i, and that the Merc is a bit heavier: i.e. power/weight ratio lower.

After some behind the scenes discussion, they have decided not to charge me extra if I get the remap done, so I am very pleased. :)

However.... the premium - even for the E350CDI unmodded - is still fairly hefty and I don wonder whether I could do better. So all suggestions welcome.
 

GAD Tuning LTD

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Excellent news! Sometimes it is worth shopping around to see what sort of prices are out there.

Regards

Anthony @ GAD
 
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Carabosse

Carabosse

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C300 AMG Sport Line Premium Plus Coupe (C205)
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Rang several insurers. Only one was able to beat my current insurer (but by quite a bit) on a modded car.

Was all set to do a switch but then found a (temporary) fly in the ointment: my current insurer does not do pro-rata refunds, and I would only get £20 back - even though there are more than 5 months to go until my renewal date!

This makes it uneconomic to change just now. But at least I won't be paying any more for the modded Merc than the modded BMW.

Come late November, however, it looks very likely I'll be switching. Thanks all for your help. :)
 

AIB understand your special Mercedes deserves a special insurance policy. We have a refreshing attitude to insuring high performance, modified, imported or classic and vintage cars and deal with the UK’s leading insurers. We offer discounts for length of ownership, where the vehicle is kept overnight and limiting the mileage and can also cater for those clients who need higher mileage and business use. To obtain a quotation please call the team on 02380 268351 or visit us atAIB Insurance
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