television
Always remembered RIP
- Joined
- Mar 14, 2005
- Messages
- 164,073
- Reaction score
- 369
- Age
- 89
- Location
- Daventry
- Your Mercedes
- 2002 SL500, 216 CL500, all fully loaded
The insurer will only have access to information as shown on the V5, they don't have VIN decoders. Anything that the purchaser adds as option will not be visible to the insurer. I'm pretty sure they wouldn't go through the sales brochure to check for themselves.
Basically the onus is on the person applying for the insurance to ensure they comply with the T&Cs.
How do you know that insurance companies do not have access to data bases, many firms selling car spare parts do.
As at least, I would estimate that 97% of car owners do not belong to forums, they do not have a clue about their motor cars, they have no idea what is or was standard.
The amount of not payed out claims is probably next to zero if the truth were known.