Insurance costs for a remap

[Miffy]

Theres always talk about having our cars remapped etc, but little in the way of what the increased costs are.

I contacted my insurance about this, and they said they will not insure me at all if I modify my car.

Anyone else have any experience in this ?

 

[M80]

Yes the same.

I requested if I remapped for improved consumtion not looking for greater power the effect was they would not insure a car that didn't have the manufacturers mapping.

On here we have had members who have just paid a little extra when they declared a remap.

My concern is knowing if the 2nd hand car I own has been changed. The insurance always ask if there are any changes to ......... well many aspects. I always reply "not as far as I know". Last week with the 320 the operative said "we shall take that as a NO then", "not as far as I know " I replied.

In the event where would we stand, bearing in mind they have a legal team it's a concern.

 

[television]

The only one that I know of is where the cdi 200 is converted to a 220cdi, and in this case the car could be registered as such

 

[Dosco]

Theres always talk about having our cars remapped etc, but little in the way of what the increased costs are.

I contacted my insurance about this, and they said they will not insure me at all if I modify my car.

Anyone else have any experience in this ?

When I was considering a re-map last year for my current motor I too asked the same question and was told that whilst they 'might' cover me it will increase my premium, by how much they were very reluctant to quote any figures given it was "just an enquiry" they also added "we would of course reserve the right not to continue to offer you any cover at all" why? "we would have to look into the changes you are contemplating before making a decision" - I lost the will to go any further.

I guess Insurance Company's will get even more pedantic on this issue given that they seem to be tightening up on all facets of motor insurance.

 

[dieselman]

Soem insurance companies will cover modified cars, some wont, it's just a matter of finding out their policy.

Back to Miffy...forget it, a remap won't make any difference to your car....Honestly, it won't.

 

[Alex M Grieve]

The response you get from your insurer

when you inquire, may vary between "I don't know" and a detailed examination.

When I inquired about the insurer's views on mapping, even once I had explained the general outline, the person on the desk had not a clue what I was talking about. The promised return call never came.

But they then wanted to load the premium as they insisted that "COMAND" was a modification!

"Professionals"? Protect us, please.

 

[Miffy]

Soem insurance companies will cover modified cars, some wont, it's just a matter of finding out their policy.

Back to Miffy...forget it, a remap won't make any difference to your car....Honestly, it won't.

Yes, I have been told this before, but a few on MBC who are doing a group remap deal seem to be saying it would improve MPG. I know I can do this by wearing a lighter boot on the throttle foot

 

[dieselman]

Yes, I have been told this before, but a few on MBC who are doing a group remap deal seem to be saying it would improve MPG. I know I can do this by wearing a lighter boot on the throttle foot

Just shows how guillible some people are.

Your car is a petrol, it requires a constant mixture strength, so how can a remap make any real difference.

Before the days of knock sensors remaps used to advance the timing 3 degrees, now knock sensors are used to advance the timing as aggressively as possible without knock.

 

[Miffy]

Just shows how guillible some people are.

Your car is a petrol, it requires a constant mixture strength, so how can a remap make any real difference.

Before the days of knock sensors remaps used to advance the timing 3 degrees, now knock sensors are used to advance the timing as aggressively as possible without knock.

yes, but it was worth the exercise in asking what my insurance would do. It seems to not have been mentioned by those doing the remap