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Insurance for the elderly

Discussion in 'Insurance' started by BrianTompkins, Dec 13, 2017.

  1. rifiki

    rifiki Senior Member

    Messages:
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    Joined:
    Dec 29, 2015
    Location:
    Worksop
    Your Mercedes:
    clk W209 Ponton 190
    Insurance quotes unfathomable!!! My wife has just added our daughter to the insurance, Ford Fusion 1.6, for a few weeks, cost less than a fiver!!!!
     
  2. flowrider99

    flowrider99 Senior Member

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    516
    Joined:
    Jul 21, 2014
    Your Mercedes:
    SL500 (R230) / Audi S5
    A few years ago we wanted to add my 21year old daughter to my wifes insurance on a Corsa, we only wanted 2 weeks whilst she was home from uni and were quoted about £40!
     
  3. Droverunner

    Droverunner Senior Member

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    Joined:
    Aug 2, 2017
    Location:
    West Cambridgeshire
    Your Mercedes:
    2007 CLK 220 CDI Sport AMG pack.
    Immediately after the girls passed their tests the monthly payment for Mrs D's insurance went from £18 for her plus me named to £80 for just one girl added!

    They have their own cars now and are thankfully(at 20 & 22) chipping away down from the initial £1700 premiums.
     
  4. mercedes dentist

    mercedes dentist Senior Member

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    Joined:
    Mar 21, 2014
    Location:
    chichester. UK
    Your Mercedes:
    1983 280SL 1990 500SEC
    My wife and I have been with R&H for many years, our 280SL with the 500sec is just under £300 a year, my special with BMW engine and triple webers is £160 with Adrian Flux is £160, I am 87 and my wife is 84
     
    jp williams likes this.
  5. OP
    BrianTompkins

    BrianTompkins Active Member

    Messages:
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    Joined:
    Nov 19, 2017
    Location:
    Leeds
    Your Mercedes:
    SLC250 d AMG Line
    Yes, I find insurance companies unfathomable. As I reported I decided to stick with Esure at £621, most companies quoted stupid or refused because of my age to consider my application.

    Amusingly GoCompare have just reminded me that my insurance is coming up for renewal on the recently disposed MX5 .mk 4. They list dozens of companies willing to quote. Esure is the cheapest £217 followed by at least another dozen under £300. So Mercedes, age is a problem, MX 5.....age isn't.

    Hence it would appear that it is mainly the make of car, apart from the difference in value, say £18,000 against £26,000 and the Mercedes being a little bit more powerful everything else is the same.

    And I sure ain't getting any younger, so it can't be that.;)

    Footnote.

    Parkers list the Mazda Sports Nav 1.5 as Insurance group 24, the SLC 250 d group 47 and the SLS a mere 50, That SLS in Wakefield is looking more attractive by the minute.
     
    Last edited: Jan 4, 2018
  6. mercedes dentist

    mercedes dentist Senior Member

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    Joined:
    Mar 21, 2014
    Location:
    chichester. UK
    Your Mercedes:
    1983 280SL 1990 500SEC
    Our 280SL and 500 sec are with EFS and have been since 1986, £400 for the 2,with agreed value My RangeRover is with Admiral, always found them very helpful and a good price, I am 87 and my wife is 84
     
  7. OP
    BrianTompkins

    BrianTompkins Active Member

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    Joined:
    Nov 19, 2017
    Location:
    Leeds
    Your Mercedes:
    SLC250 d AMG Line
    Up date.

    A year older and renewal time coming round. Just did a Co Compare to find my insurance is quoted at £812 with Esure as opposed to £621 last year. Only difference, I and the wife are a year older. Seems a bit steep, been with them claim free for nearly twenty years. General accident are quoting £412, think I shall wait for Esure's official renewal quote and then start haggling or change.

    Incidentally another dozen or so quotes in the £600 range.
     
  8. Blobcat

    Blobcat Moderator

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    Joined:
    Feb 8, 2006
    Location:
    Near Grange Moor (not Wakefield...)
    Your Mercedes:
    R171 SLK280 3.0, Land Rover 110 County SW
    Insurance companies rely on renewals to make money, they offer discounts for new business but premium hikes for those individuals who just renew. Almost always pays to change (or at least run a new quote through one of the myriad comparethemeerkatconfusedsupermarket.gone)
     
  9. OP
    BrianTompkins

    BrianTompkins Active Member

    Messages:
    41
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    11
    Joined:
    Nov 19, 2017
    Location:
    Leeds
    Your Mercedes:
    SLC250 d AMG Line
    Yes this is true. However the go compare quote for " new" insurance with Esure is £812 against the £621 that I paid last year. If what you say is true heaven knows what they will quote in their invitation to renew offer.
     

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