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Insurance for flooding your car

Discussion in 'Insurance' started by carnut13, Nov 26, 2012.

  1. carnut13

    carnut13 Senior Member

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    I would expect that under normal circumstances that if you drove your car through a ford ( the wet kind!!) and it flooded you would be covered by your insurance....but if you do it now, in extreme circumstances, surely this is self inflicted damage and realy quite stupid. Should the insurance industry cover this

    Any thoughts??:cool:
     
  2. star

    star Forum Supporter Authorised Forum Supporter

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    Yes it's negligence, bit like leaving your keys in the ignition and claiming theft. Unless you hit a flood whilst driving, I was out last night and the A4 was flooded, you couldn't see it till you were in it, not that deep tho. Of coarse there are the numpties that charge thru it coming towards you that can course problems.
     
  3. EmilysDad

    EmilysDad Senior Member

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    Negligence or ignorance or stupidity? I'm sure the poor bloke who died at the river ford thought his Landcruiser would be OK ........ :(
     
  4. Frontstep

    Frontstep Senior Member

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    Its amazing how many people think their Chelsea tractors give them immunity from poor road conditions.
    That big heavy Range Rover on its big blingy wheels will slide like an obese whale into a ditch when its icy.
     

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  5. JEZ.S320L

    JEZ.S320L Active Senior Members

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    Oh they DO.! They DO.! :rolleyes: #magneticditches
     
  6. cleverdicky

    cleverdicky Senior Member

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    I use to love mine and going through deep puddles.
    I had an Isuzu trooper. Damn fine beast. :)
     
  7. OP
    carnut13

    carnut13 Senior Member

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    And here's me thinking of buying a range rover:shock:
     
  8. Mic

    Mic Senior Member

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    Faced with a flooded road last Wednesday afternoon I turned round and found an alternative route......my SL is a car not a boat.
    A pal's nearly new SLK, a few years ago, ''died'' in deep water after ingesting water through the low air intake......she was lucky in that her insurers paid for a new replacement engine.

    Mic
     
  9. whitenemesis

    whitenemesis Senior Member

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    I've turned about a number of times when faced with flooded roads. Even if one could attempt a slow pass there is no guarantee some numpty coming the other way won't plough through and swamp the car with the bow wave...

    Not worth the risk .
     

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