Insurance for flooding your car

[carnut13]

I would expect that under normal circumstances that if you drove your car through a ford ( the wet kind!!) and it flooded you would be covered by your insurance....but if you do it now, in extreme circumstances, surely this is self inflicted damage and realy quite stupid. Should the insurance industry cover this

Any thoughts??

 

[star]

Yes it's negligence, bit like leaving your keys in the ignition and claiming theft. Unless you hit a flood whilst driving, I was out last night and the A4 was flooded, you couldn't see it till you were in it, not that deep tho. Of coarse there are the numpties that charge thru it coming towards you that can course problems.

 

[EmilysDad]

Yes it's negligence, .......

Negligence or ignorance or stupidity? I'm sure the poor bloke who died at the river ford thought his Landcruiser would be OK ........

 

[Frontstep]

Its amazing how many people think their Chelsea tractors give them immunity from poor road conditions.
That big heavy Range Rover on its big blingy wheels will slide like an obese whale into a ditch when its icy.

 

[JEZ.S320L]

Its amazing how many people think their Chelsea tractors give them immunity from poor road conditions.
That big heavy Range Rover on its big blingy wheels will slide like an obese whale into a ditch when its icy.

Oh they DO.! They DO.! #magneticditches

 

[cleverdicky]

I use to love mine and going through deep puddles.
I had an Isuzu trooper. Damn fine beast.

 

[carnut13]

And here's me thinking of buying a range rover

 

[Mic]

Faced with a flooded road last Wednesday afternoon I turned round and found an alternative route......my SL is a car not a boat.
A pal's nearly new SLK, a few years ago, ''died'' in deep water after ingesting water through the low air intake......she was lucky in that her insurers paid for a new replacement engine.

Mic

 

[whitenemesis]

I've turned about a number of times when faced with flooded roads. Even if one could attempt a slow pass there is no guarantee some numpty coming the other way won't plough through and swamp the car with the bow wave...

Not worth the risk .