Last year I was insured with Swinton. I had a renewal quote on line from them of £238.LV were cheapest quoting £187. I phoned Swinton local office yesterday to see if it was cheaper or match LV quote. The girl quoted me £460. I then had to give her my on line quote # & she said she would see what she could do. She phoned back quoting £360, with cash back after 6 months ( dont know how that works) giving me a total cost of £250ish. I declined her offer & phoned LV, price was as per on line of £187, all uncomplicated & completed in 5 mins. Dont understand how one company can vary from £238 to £460??. Unbelievable ! .