I have just picked up a very nice summer fun convertible, and want to insure it just for the summer months. I intend to lay it up each winter. Has anyone had experience of short term cover (say six months each year)? I'm wondering what the drawbacks are as well as the advantages. The car would be Sorned and garaged during the winter. I have regularly used seasonal insurance with my boat - it's standard practice for coastal craft - but not yet for a car.