1. This site uses cookies. By continuing to use this site, you are agreeing to our use of cookies. Learn More.

Two car insurance

Discussion in 'Insurance' started by jeff605, Dec 7, 2012.

  1. jeff605

    jeff605 Guest

    Hi, I've have a Mercedes 230CE 1990, which I use as a " classic" car, and another later car for every day use. I am the only driver of these - obviously can only drive one at a time. Quotes I am getting take no consideration of this, no claims ( many years ) can only be applied to one car. Can anyone guide me to an insurer that will deal with this situation in a " sensible " manner ( or is sensible and motor insurance a complete contradiction in terms? ) At the minute with one years ncb on the Mercedes I'm looking at £400 ish, which seems a lot for a classic car - which the Mercedes is acceptable as. Jeff
     
  2. grahamcol

    grahamcol Senior Member

    Messages:
    1,462
    Likes Received:
    322
    Joined:
    Jan 12, 2009
    Location:
    West Midlands
    Your Mercedes:
    2001 SLK230, 2007 CLK220 CDI
    Insurance and Dick Turpin go together very well ! I think you ought to try classic insurance for the older car. There's many classic specialists about Like Lancaster, Heritage etc. Good luck
     
  3. johno2004

    johno2004 Senior Member

    Messages:
    644
    Likes Received:
    0
    Joined:
    Dec 7, 2007
    Your Mercedes:
    SLK32 AMG
    You can only drive one at a time but thieves can drive both hense why the insurers will charge acordingly. I know admiral insurance do a decent multicar policy if you catch them on a good day, best way to get cost down is through low mileage,
     
  4. Sky Insurance

    Sky Insurance Senior Member

    Messages:
    47
    Likes Received:
    0
    Joined:
    Aug 29, 2012
    Location:
    U.K.
    Your Mercedes:
    MR2 Mk1.5
    Hi Jeff,

    feel free to give us a try, we can look to 'mirror' the NCB over to the second car.

    Call back request form below:

    http://www.skyinsurance.co.uk/call_back_new.phtml

    Thank you
     
  5. ChrisKnottIns

    ChrisKnottIns Forum Supporter Authorised Forum Supporter

    Messages:
    543
    Likes Received:
    9
    Joined:
    Sep 10, 2010
    Location:
    Hastings, East Sussex
    Your Mercedes:
    na
  6. taxii

    taxii Senior Member

    Messages:
    112
    Likes Received:
    0
    Joined:
    Sep 13, 2012
    Location:
    Bristol
    Your Mercedes:
    c200, 1996, 2000
    Sky do have a reasonable rep with a few of the owners on the other forum I belong to.
     
  7. OP
    jeff605

    jeff605 Guest

    Thanks to all for the help and suggestions. I am tied in with the RAC insurance until March who are completely unhelpful, wouldn't even suspend my insurance for a month while I changed vehicles, and have charged me the top rate on transfering to the" new " car, plus of course £25 for the priviledge of continuing as one of their customers Nothing too suprising there !!
    Nearer the date I'll certainly get back to Chris Thanks to all again Jeff
     
  8. Sue new MB owner!!

    Sue new MB owner!! Senior Member

    Messages:
    160
    Likes Received:
    0
    Joined:
    Oct 7, 2012
    Location:
    Manchester UK
    Your Mercedes:
    SLK 200 /2009 /1.8
    Try Sheilas wheels... the do insure Bruces too!!.... the did me a special policy for my new Mercedes which was my second car..... gave me 3 years no claims as a head start for the new policy. :D
     
  9. Blobcat

    Blobcat Moderator

    Messages:
    24,130
    Likes Received:
    10,148
    Joined:
    Feb 8, 2006
    Location:
    Near Grange Moor (not Wakefield...)
    Your Mercedes:
    R171 SLK280 3.0, Land Rover 110 County SW
    All 4 of my cars are on separate policies, I've come across the same issues with no claims only being applied to 1 car. The Porsche has my highest no claims bonus then the VW, I was given an equivalent of 4 years no claims when I bought the smart and whilst the Land Rover has 0 no claims bonus I've managed to get it fully comp for £200.

    I did find with my bikes that it wasn't much cheaper to have a multi-bike policy and when Claire started to ride I couldn't have a multi-bike policy anymore and when I separated the policies I had to start again with 0 no claims on one of them which was an expensive PITA.
     
  10. Sky Insurance

    Sky Insurance Senior Member

    Messages:
    47
    Likes Received:
    0
    Joined:
    Aug 29, 2012
    Location:
    U.K.
    Your Mercedes:
    MR2 Mk1.5
    If and when you are up for renewal, feel free to get in touch, we have an excellent family fleet policy which you may fit perfectly.

    Thanks
     
  11. grober

    grober Senior Member

    Messages:
    2,941
    Likes Received:
    23
    Joined:
    May 15, 2002
    Location:
    Scotland
    Your Mercedes:
    W204 C200cdi estate
    AVIVA MULTICAR [ who underwrite MB,s own insurance] allowed me my full NCB on two vehicles. Shop around--- lots of insurance companies willing to offer multiple car deals nowadays.
     

Share This Page