Earlier this evening I was involved in an accident, the brief details are as follows:
I was travelling along a duel-carriageway (which has a 40 mph speed limit) & arrived at a set of traffic lights which were on red.
I came to a halt in the outside lane next to a car in the nearside lane which had stopped at the same time as myself.
Almost as soon as I came to a stop I noticed a police vehicle in my rear view mirror, heading towards me at a fast speed with his siren & flashing lights both active.
The traffic lights were still on red so I moved forward & pulled in front of the car to my left, a second or so after I started to move the car to my left also moved & the front offside corner of his bumper collided with the side of my car.
There is now a deep dent & scratches along the side of my car from just slightly behind the front edge of the front door all the way back to, & including, the rear wheel.
Following the collision we both stopped, the police car sped past but he also stopped immediately after the traffic lights, the Police officer then walked back to take details from myself & the other driver.
The Police officer also spoke to his sergeant on his radio & then he gave the other driver & myself his & his sergeant’s details.
I’m gutted, my car is a 13 month old C Class 320 CDI, it had it’s 1st service 4 weeks ago & I spent Easter Monday washing, cleaning & polishing it. The dent along the side of the front door is quite deep but less so along the rear door, I think the front door might need a new skin.
Obviously I’m going to be without my car for a spell whilst it gets repaired, I just hope it gets repaired so that I cannot tell the difference afterwards.
This is all very ironic because when my car was being serviced it was damaged by the dealer’s valetor! The dealer obviously carried out repairs but I only emailed them last Tuesday to say that the repair was visible & that I wasn’t happy, they have agreed to take the car back in for further work…. Even more work now!
Does anyone know how this will affect my no claims bonus?
Are the Police liable?
Will it be knock for knock with the other driver?
I have no claim to answer as far as the Police are concerned but could the insurance companies view this as totally my fault?
I was travelling along a duel-carriageway (which has a 40 mph speed limit) & arrived at a set of traffic lights which were on red.
I came to a halt in the outside lane next to a car in the nearside lane which had stopped at the same time as myself.
Almost as soon as I came to a stop I noticed a police vehicle in my rear view mirror, heading towards me at a fast speed with his siren & flashing lights both active.
The traffic lights were still on red so I moved forward & pulled in front of the car to my left, a second or so after I started to move the car to my left also moved & the front offside corner of his bumper collided with the side of my car.
There is now a deep dent & scratches along the side of my car from just slightly behind the front edge of the front door all the way back to, & including, the rear wheel.
Following the collision we both stopped, the police car sped past but he also stopped immediately after the traffic lights, the Police officer then walked back to take details from myself & the other driver.
The Police officer also spoke to his sergeant on his radio & then he gave the other driver & myself his & his sergeant’s details.
I’m gutted, my car is a 13 month old C Class 320 CDI, it had it’s 1st service 4 weeks ago & I spent Easter Monday washing, cleaning & polishing it. The dent along the side of the front door is quite deep but less so along the rear door, I think the front door might need a new skin.
Obviously I’m going to be without my car for a spell whilst it gets repaired, I just hope it gets repaired so that I cannot tell the difference afterwards.
This is all very ironic because when my car was being serviced it was damaged by the dealer’s valetor! The dealer obviously carried out repairs but I only emailed them last Tuesday to say that the repair was visible & that I wasn’t happy, they have agreed to take the car back in for further work…. Even more work now!
Does anyone know how this will affect my no claims bonus?
Are the Police liable?
Will it be knock for knock with the other driver?
I have no claim to answer as far as the Police are concerned but could the insurance companies view this as totally my fault?