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Adrian flux insurance quote joke

Discussion in 'Insurance' started by taxii, Nov 14, 2012.

  1. taxii

    taxii Senior Member

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    As a few on here might know I initially bought the 202 as a runaround while I sorted out a few issues with my FTO and when I rang Adrian Flux to swap the insurance over I got a nice surprise as the insurance went down from about 550 to 250 which was nice but not too surprising as the merc is worth half what the fto is. Just had their renewal in and its gone up to 560 and if I do it monthly then it hits the heady heights of 610!! and this is on a car that's only worth 700. A complete joke!! Anyone know of a decent insurer who is not going to ask stupid money?
     
  2. davidsw

    davidsw Senior Member

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    go on one of the compare sites find the cheapest and then ring Flux with the price.
     
  3. toby1

    toby1 Senior Member

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    Internet search, etc
     
  4. OP
    taxii

    taxii Senior Member

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    yup have done a couple and got it at 430 and thats with less vol excess as well. It's rediculous though as they advertise very heavily with the FTOOC and cant even give a decent quote for members.
     
  5. wheelie

    wheelie Senior Member

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    Suprisingly I got good deals this year and last year from Admiral with a multicar policy. Mercedes quoted me over £1000 ontop of the Admiral price :rolleyes:
     
  6. OP
    taxii

    taxii Senior Member

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    Same here according to the comparison sites. Admiral are coming up the cheapest. Direct line want over a grand so wont be dealing with them.
     
  7. richardN2O

    richardN2O Senior Member

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    Me too, Admiral came up trumps :)
     
  8. rf065

    rf065 Senior Member

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    As with all insurance, you need to check the small print. I've went with the lowest price internet companies before and found out their european cover was only third party or windscreen cover was not included.

    They are omitting all sorts these days to get the premium down and appear at the top of the internet comparison sites. Driving other cars seems to be favourite one to get dropped.

    Buyer beware.

    Russ
     
  9. turbopete

    turbopete Senior Member

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    yet another insurance RIP-OFF!!!!
     
  10. television

    television Always remembered RIP

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    We are not all ripped off Pete, many of us get a very good deal in this present climate
     
  11. turbopete

    turbopete Senior Member

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    shame i dont then!i pay more than DOUBLE the amount to insure my car for myself and Isla for S,D&P useage as my dad (only 20 years older and with an at fault accident in the last 5 years and more points on license than me as he has 6 i have 0) paid on the same car for himself, my mother as a learner driver and had business useage on his policy due to his work. ok, i know age is a factor, but how can 2 qualified drivers, with clean licenses, no claims in last 6 years at least, cost more than double what it costs for a driver with points/accidents, learner drivers and business useage on their policy?
    my premium was over £500, dads was £230!!!!
     
  12. television

    television Always remembered RIP

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    Its often down to postcodes Pete
     
  13. paul hayward

    paul hayward Senior Member

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    all insurance companys are a rip off ...over charge, drag their heels and under payout when needed.... BUT we all gotta have it:evil:
     
  14. turbopete

    turbopete Senior Member

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    im aware of that but every time i have changed postcode, its made almost no difference to my insurance costs. £20 has been the most difference up or down, but mostly its stayed the same, near enough.

    i wouldnt mind it being a BIT more but to be almost £300 more is a bit too much IMO

    i wonder how much prices would drop if car insurance WASNT a legal requirement? it seems odd in some respects that you can insure a £200K house and its contents for less than it costs to insure a car worth a couple of £k.

    also, if car insurance doesnt replace on a new for old basis as we know it doesnt, surely the insurance costs should come down with the value of the car as the insurers will have to pay out less in the event of a total loss etc
     
  15. television

    television Always remembered RIP

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    Well insurance companies have their data basses , and they have their reasons for the price differences.
     
  16. whitenemesis

    whitenemesis Senior Member

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    The labour cost doesn't decrease with the age of the car. Also it's not just your car they have to cover but potential 3rd party costs..
     
  17. television

    television Always remembered RIP

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    It might be worth getting someone, or you doing a check using a false name and giving the same details to see what comes up, do not use your car reg number though
     
  18. JEZ.S320L

    JEZ.S320L Active Senior Members

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    ............. and UNinsured drivers :twisted: ...... with no licence..........MOT........ Passport etc etc :rolleyes:
     
  19. turbopete

    turbopete Senior Member

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    true, but if the insurance costs were at least partly reflected in the value of the car, it would make sense.

    a few years ago when i worked on the railway, i had 2 cars. the one i used for work i paid £40 for yet i was quoted £800+ to insure it!!!!! that was my citroen zx. yet my 210 cost me half that and was worth about 10 times what id paid for the zx at the time!!!
     
  20. turbopete

    turbopete Senior Member

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    and the ridiculous costs are probably the MAIN reason there are so many UNINSURED drivers
     

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