Are you insured

[television]

just type in your number to see if you are on the data base


http://www.askmid.com/

 

[philharve]

Oh boy - scary stuff!

Hi Malcolm

Phew, well I'm OK! But what about my neighbours? Scary stuff knowing that someone else could be checking your insurance status and if you are not insured ... what then?

REGARDS

Phil

 

[television]

Hi Malcolm

Phew, well I'm OK! But what about my neighbours? Scary stuff knowing that someone else could be checking your insurance status and if you are not insured ... what then?

REGARDS

Phil

Make a note Phil of all the cars that go by and check, then set fire to the ones not shown

 

[philharve]

'Split on a neighbour' scheme

Make a note Phil of all the cars that go by and check, then set fire to the ones not shown

Hi Malcolm

Your suggestion seems a trifle drastic. Around our way the roads would be littered with burned-out wrecks, as if traffic-calming measures weren't bad enough.

What about introducing a hotline to whatever organisation is interested in stamping down on the non-insured and if you secretly report a non-insured neighbour you get awarded a voucher (bounty!) of GBP10.00 (say) which will go towards next years insurance of your own vehicle? But with the increase in fuel prices, maybe the voucher could be exchanged at filling stations for a couple gallons of fuel.

REGARDS

Phil

 

[100%Bitch]

Make a note Phil of all the cars that go by and check, then set fire to the ones not shown

You can't do that, what about Global Warming? :roll:

 

[Trophy1200]

Hi Malcolm

Your suggestion seems a trifle drastic. Around our way the roads would be littered with burned-out wrecks, as if traffic-calming measures weren't bad enough.

What about introducing a hotline to whatever organisation is interested in stamping down on the non-insured and if you secretly report a non-insured neighbour you get awarded a voucher (bounty!) of GBP10.00 (say) which will go towards next years insurance of your own vehicle? But with the increase in fuel prices, maybe the voucher could be exchanged at filling stations for a couple gallons of fuel.

REGARDS

Phil

The way things are going, you'd be lucky to get a couple of litres not gallons.

 

[Dave's E55 AMG]

I'm alright Jack!

 

[jibcl500]

This is great, theres a dick on a sccoter next door thats in need of a fatal injection, I will get his number and check it.

jib

 

[JEZ.S320L]

You can't do that, what about Global Warming? :roll:

My vote goes FOR Global Warming - ****** freezing here today!! :roll:

 

[st13phil]

Make a note Phil of all the cars that go by and check, then set fire to the ones not shown

All joking aside, despite the MID being aknowledged as less than 95% accurate, the Police can and do rely upon it to remove you and your vehicle from the road if a check comes back with a "not insured" flag. Quite apart from the inconvenience aspect of having your car impounded and not being able to continue your journey - oh, and the £200 fixed penalty fine and 6 points on your licence - you then have to pay to get your car back. All for doing nothing illegal.

While uninsured drivers are a menace to society, think on this: In our law-makers' haste to take action over the problem you now have a 1 in 20 chance of having your car impounded even if you're totally legal and you have no right to redress. Nice, isn't it?

 

[JEZ.S320L]

All joking aside, despite the MID being aknowledged as less than 95% accurate, the Police can and do rely upon it to remove you and your vehicle from the road if a check comes back with a "not insured" flag. Quite apart from the inconvenience aspect of having your car impounded and not being able to continue your journey - oh, and the £200 fixed penalty fine and 6 points on your licence - you then have to pay to get your car back. All for doing nothing illegal.

While uninsured drivers are a menace to society, think on this: In our law-makers' haste to take action over the problem you now have a 1 in 20 chance of having your car impounded even if you're totally legal and you have no right to redress. Nice, isn't it?

A simple solution - carry your valid insurance certificate in your wallet.

 

[philharve]

A simple solution - carry your valid insurance certificate in your wallet.

Good advice, I always do.

REGARDS

Phil

 

[DougCLK320]

A simple solution - carry your valid insurance certificate in your wallet.

Ahh, but would it be believed...
With high quality laser printers and everyone having access to the necessary software, it wouldn't take ten minutes to knock-up an authentic looking forgery of a Certificate of Insurance.
The police, understandably, would expect more proof of insurance than a piece of paper.
Okay during the day, when a phone call can be made. But when the call centre's closed you could still end up with the car impounded.
Doug

 

[JEZ.S320L]

Ahh, but would it be believed...
With high quality laser printers and everyone having access to the necessary software, it wouldn't take ten minutes to knock-up an authentic looking forgery of a Certificate of Insurance.
The police, understandably, would expect more proof of insurance than a piece of paper.
Okay during the day, when a phone call can be made. But when the call centre's closed you could still end up with the car impounded.
Doug

Good point - but IMO 'High End' car owners are highly unlikely to be on the road without insurance etc. Unlike the 'Low End' - there is always something 'not quite right' which triggers further investigation. The first question being "Does this vehicle belong to you, Sir/Madam"? Then wait for the waffle and bluster reply. GOTCHA..!! :lol:

 

[st13phil]

A simple solution - carry your valid insurance certificate in your wallet.

While I personally follow that advice, it's not possible for everyone. Many company car drivers do not get a copy of the certificate for example, and the other group that routinely falls into the "no (appropriate) certificate to carry" trap is those who have recently changed the cover on their policy by phone or over the internet.

 

[television]

While I personally follow that advice, it's not possible for everyone. Many company car drivers do not get a copy of the certificate for example, and the other group that routinely falls into the "no (appropriate) certificate to carry" trap is those who have recently changed the cover on their policy by phone or over the internet.

That is correct and can take 48 hours

 

[JEZ.S320L]

While I personally follow that advice, it's not possible for everyone. Many company car drivers do not get a copy of the certificate for example, and the other group that routinely falls into the "no (appropriate) certificate to carry" trap is those who have recently changed the cover on their policy by phone or over the internet.

I just wonder how many company car drivers, have had their car impounded for having 'no insurance'? As for recently changed insurance - the Police can always issue a 'Producer'.

 

[David Nock]

I would imagine that if your had a valid certificate and your car was still impounded then someone, possibly the police, would open themselves up to some sort of action, certainly a complaint process at the very least, with any losses/damage made good?

Anyway, the important value of this thread to me, and why I've saved it as a bookmark (favourite), is in the event of an accident with someone. The first thing I'm going to do is confirm that they are insured, whether they've given me details or not!

 

[television]

A good way to get rid of a car that you cannot sell

Change the insurance over the phone on a friday night.

Go and park by a traffic car, they take it away and crush it and you claim from the police :-D:-D

 

[puter]

Checking your vehicle is on the MID

1. Enter your Vehicle Registration Number

2. Confirm that this vehicle belongs to you
I confirm that the vehicle detailed above is registered, owned or insured by either my employer or myself and is regularly driven by me. I understand it is an offence to wrongfully obtain information of this nature without reasonable cause and if I fail to provide true reasons for acquiring information I may be committing an offence of unlawfully obtaining data contrary to section 55 of the Data Protection Act 1988. I declare that the information provided will not be used for any purposes unrelated to this enquiry. I agree to the terms of use as stated on this web site.

3. Click ASKMID

I for one won't be touching this site with a barge pole