Insurance

Srdl

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Hampshire
Your Mercedes
GLC43 AMG 2018 (X253)
My present insurance company RAC have increased my bill from £990 to £2280, unbelievable.
This is due I think to me making a claim for a windscreen replacement, what is the point of insurance if you end up paying the bill the following year!
Unlikely. I had a windscreen replacement in 2022 and my premium only went up by 18% on the next renewal.
 

DSK

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Your Mercedes
CLS 320 CDI, S350 Bluetec
It’s just corruption that people can’t see through.

Set a new level of pricing for things and make people accept that as the new normal. It won’t be temporary or coming back down. It may even be a driver to help shuffle the heard along a path that’s not clear at this point.


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Nodrog007

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Nov 5, 2023
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Your Mercedes
SL400 2017
Tried to pay Admiral for my car and home insurance this morning, but they refused to take payment due to me not reporting a miss fueling incident in April 2022. They state that the quote will now increase.................
I did not declare the incident because I made no claim!
What is the point of NCD?
 

rf065

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Grossbritannien
Your Mercedes
SLC300 - C250d Estate 4 Matic & Z900rs
Tried to pay Admiral for my car and home insurance this morning, but they refused to take payment due to me not reporting a miss fueling incident in April 2022. They state that the quote will now increase.................
I did not declare the incident because I made no claim!
What is the point of NCD?
So who told them about it?
 

Blobcat

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Grange Moor
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R171 SLK280, Smart R451, Land Rover 110 County SW, 997 C2S, R1250 GSA TE 40th, CBR600FP
I knew about that, but if you did not make a claim, how do they know about it.
If it was reported to them initially, but not followed up with a claim
 

s5tuart

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2003 R230 SL350
Idly daydreaming about another Lotus and decided to do a quote on Compare The Market!
It's got an uprated engine (Spyder Zetec 2 litre) which I declared.
The results made me double take!


B2935D0C-D32F-444C-BC9C-F0B5DB1F662F.png
 

DSK

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CLS 320 CDI, S350 Bluetec
sterling looks reasonable


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Nodrog007

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Your Mercedes
SL400 2017
Idly daydreaming about another Lotus and decided to do a quote on Compare The Market!
It's got an uprated engine (Spyder Zetec 2 litre) which I declared.
The results made me double take!


View attachment 88381
The whole system seems to be rigged now to increase quotes via any claims, incidents and any modifications. This will tempt some drivers not to insure which is not a good trend. I have now gone with Admiral Gold and got a lower quote when I included my home insurance, which they can give you a pro rata quote as the renewal dates are not in sync for the first year. Total is £1332 for 2017 SL400 + my home, with a windscreen replacement claim for last year.
 

Frontstep

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T210 320cdi
Discovered that some/maybe all insurance companies use a shared database which holds claims and incidents records.


So who told them about it?
Its an interesting one that it seems to imply all work/spending on the car needs to be reported for them to consider.

What if you had simply purchased the wrong fuel and being a careful person had negated the reason for a claim by

a, not using it
b, then having it drained as a precaution,
not all "misfuelling" incidents lead to damage.
 

Nodrog007

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Nov 5, 2023
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Your Mercedes
SL400 2017
Its an interesting one that it seems to imply all work/spending on the car needs to be reported for them to consider.

What if you had simply purchased the wrong fuel and being a careful person had negated the reason for a claim by

a, not using it
b, then having it drained as a precaution,
not all "misfuelling" incidents lead to damage.
I wish I hadn't phoned my insurance company to see if it was worth claiming for the cost to resolve the issue.
I have now managed to get LV to email me confirmation on what took place and passed that onto Admiral, who now accept it was only put on the shared database for information only! Painful....
 


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