Fuel Saving Remaps

[Rory]

The website says quite clearly that there is a legal obligation on us all to notify insurers when remapping.

You're again quoting a random internet page as if it's fact.

If you were writing a thesis would you quote Wikipedia as a source?

 

[television]

Well maybe. Interesting point for pedants. Do we know that there is no law requiring us to give full info to insurance companies? I only ask because the wording on their website puts it all very strongly.

Personally I would like a law that made it illegal to remap/chip a car or sell the goods to do that without first ensuring that the buyer has notified his insurance company. Because we all know that numerous drivers (including one who has posted in this thread) are buying remaps and not telling insurers thereby increasing the number of uninsured drivers and harming us all thereby.

If you chip and do not tell them, you would be covered for third party claims only,,so not the same as an uninsured driver affecting you, if one hit you

 

[rf065]

If you chip and do not tell them, you would be covered for third party claims only,,so not the same as an uninsured driver affecting you, if one hit you

Just a thought, I asked my insurance company last year about a remap or tuning box and they asked for all the details etc, got back to me and said the underwriters would not cover it.

So if I had an accident a few months later, would this enquiry be on my file?
If it was, that may be enough for them to look for a remap and void the insurance if they found evidence of it to avoid paying out even to a 3rd party?

Russ

 

[television]

Just a thought, I asked my insurance company last year about a remap or tuning box and they asked for all the details etc, got back to me and said the underwriters would not cover it.

So if I had an accident a few months later, would this enquiry be on my file?
If it was, that may be enough for them to look for a remap and void the insurance if they found evidence of it to avoid paying out even to a 3rd party?

Russ

I am 99% sure that the third party cover would be in place, but not on a void policy

 

[hawk20]

You're again quoting a random internet page as if it's fact.

If you were writing a thesis would you quote Wikipedia as a source?

I wondered when you would be back to have another pop at me. Missed you.

No it is not a random website but is the site for the firm that supplies the remaps to Steve. So it could hardly be more relevant to this thread if it tried, could it?

BTW I am not writing a thesis but merely taking part in general chat about remaps on a forum. And for this purpose, BTW, I think Wikipedia is often excellent. Lots of interesting info in the MB sections IMO.

 

[hawk20]

I am 99% sure that the third party cover would be in place, but not on a void policy

I don't follow this. Why would it? If you lie to an insurance company or fail to notify them about any modifications surely they have no obligation to give you any cover? In cases I have seen they just declare the policy void.

 

[television]

I don't follow this. Why would it? If you lie to an insurance company or fail to notify them about any modifications surely they have no obligation to give you any cover? In cases I have seen they just declare the policy void.

This has to be the case if you think about it, the third party / basic road traffic act element has to come into play.
I have never seen or heard of any accident where this has happened, and with some 350 accidents every day this would have come to kight before now

 

[hawk20]

This has to be the case if you think about it, the third party / basic road traffic act element has to come into play.
I have never seen or heard of any accident where this has happened, and with some 350 accidents every day this would have come to kight before now

But it has come to light, hasn't it? . Been lots on the news about uninsured drivers and how insurance companies have to add to all our policies for a fund to pay out third party IIRC. One in eight cars in London.

Been plenty of cases where they won't pay out because of an illegal tyre tread depth, for example, where they say we are all obliged to keep the car roadworthy.

But in any case -even if you are right and they might pay out third party, it is not much comfort if you have remapped your Mercedes, paid for comprehensive, and they won't pay for any damage to your car.

Surely the best way is to do what the chipmakers say on their websites and notify your insurance company, rather than search for reasons for not doing so?

 

[television]

But it has come to light, hasn't it? . Been lots on the news about uninsured drivers and how insurance companies have to add to all our policies for a fund to pay out third party IIRC. One in eight cars in London.

Been plenty of cases where they won't pay out because of an illegal tyre tread depth, for example, where they say we are all obliged to keep the car roadworthy.

I still think that the third party gets paid out, but you do not.

I have never seen for instance a case where a man has to sell his house to pay compensation in a death case, or other

 

[hawk20]

I still think that the third party gets paid out, but you do not.

I have never seen for instance a case where a man has to sell his house to pay compensation in a death case, or other

I am no expert on insurance. But I have read that there is a fund that pays out third party for uninsured drivers. We all pay a surcharge on out insurance to cover these people.

I don't want to add to the list. Anyone who chips or remaps is legally obliged to tell their insurance company or risk having their policy declared void.

 

[television]

I am no expert on insurance. But I have read that there is a fund that pays out third party for uninsured drivers. We all pay a surcharge on out insurance to cover these people.

I don't want to add to the list. Anyone who chips or remaps is legally obliged to tell their insurance company or risk having their policy declared void.

I agree that this is a hot subject from what I was asked over the phone on a renewal

 

[Rory]

I don't follow this. Why would it? If you lie to an insurance company or fail to notify them about any modifications surely they have no obligation to give you any cover? In cases I have seen they just declare the policy void.

Although it wasn't to do with modifications, there have been a couple of incidents that I've seen on those Police Stop! type programmes.

One involved a lad doing pizza delivery. The policeman gleefully rang his insurance company to check his cover and was thrilled to be told it was SD&P. When he told the insurance company the vehicle was being used for pizza delivery they said they'd still provide cover.
The second was a foreign guy who had lived here for some years but never switched to a UK licence. Again, policeman called insurance and they just shrugged it off and said they agreed to held liable. Policeman looked gutted.

I am no expert on insurance. But I have read that there is a fund that pays out third party for uninsured drivers. We all pay a surcharge on out insurance to cover these people.

That's the MIB - they lean heavily on insurance companies to pay out, so they only have to cover as absolute last resort.

 

[psmart]

Hi,
We offer diesel economy remaps on most vehicles with an average 15% saving.
The bonus is more power/torque and a guaranteed diesel fuel saving...who say's, you can't have your cake and eat it!!
Please ask to see if we can save you money and fuel..

Perhaps this thread should be made a sticky? ...so many replies and reads... cant let it die off now, can we?

 

[television]

Perhaps this thread should be made a sticky? ...so many replies and reads... cant let it die off now, can we?

We have a new one starting now,,maybe it will beat this one

 

[psmart]

We have a new one starting now,,maybe it will beat this one

I've been away, so will have to spend time catching up with reading the threads!

 

[hawk20]

Hi,
We offer diesel economy remaps on most vehicles with an average 15% saving.
The bonus is more power/torque and a guaranteed diesel fuel saving...who say's, you can't have your cake and eat it!!
Please ask to see if we can save you money and fuel..

Re-reading that highlights how ludicrous the claims are. Please note it says an AVERAGE saving of 15%. Not up to 15% as some appear to think. And the saving is guaranteed. Wow! Snake oil squared.

 

[television]

Re-reading that highlights how ludicrous the claims are. Please note it says an AVERAGE saving of 15%. Not up to 15% as some appear to think. And the saving is guaranteed. Wow! Snake oil squared.

Have yours done and try it

 

[hawk20]

Have yours done and try it

That's what made snake oil sell isn't it?

 

[television]

That's what made snake oil sell isn't it?

I do not know as I have never urge to try it

 

[hawk20]

I do not know as I have never urge to try it

Good man. Like me then.

Every time I see wonder schemes to get rich making money at home for almost no work, or atomisers to save huge amounts on fuel bills, I recall that long experience has shown me that these schemes make money for the seller and earn or save little or nothing for the gullible buyers.